PB Risk Management Ltd

Deductible Functions

Many people see deductibles as an underwriting tool that helps insurers eliminate minor frequency exposures which can dramatically increase premiums.

AT PB RM we see deductibles as a powerful strategic measure that helps the Executive Team optimise cost of risk while focusing their businesses on delivering against Risk Management strategy.

The levels of deductible can be critical in establishing clear and effective focus of your operating units on effectively implementing risk control, management and mitigation across the year.

Our experience in this area has helped our customers drive through successful programmes which have generated powerful reductions in their cost of risk and greatly improved their loss position and profits.